Income Replacement (Disability) Insurance

Use can also use this form for Business Owner Expense Insurance

 

   Personal Information                                                       * Required Fields
  * Your Name:
  * Your Address:
  * City:
  * State:
* Zip Code:
* Phone Number: -
          Work Phone Number: -   Ext.
* Best time to contact you:
* Your E-mail Address:
   General Information        
* Your Gender:
* Your Date of Birth: / /
* Marital Status:
  Spouse's Full Name:
   Spouse's  Date of Birth: / /
  Work Information        
* Occupation:
* How Many Years at this Occupation:
* Exact Duties:
* % of your work that requires travel:
* Annual Earned Income:
   Annual Un-Earned Income:
   Do you work out of your home? Yes No
   If so, what % of time is in the home?
   Government Employee? Yes No
   Business Owner? Yes No
   If so, what % ownership?
   Number of employees?
   Type of Company?
  Policy Information       
* Other Disability Insurance in Force? Yes No

   Amount of Long Term Group Disability:

   Coverage paid for by? Self Employer
   - Current Insurance Carrier?
   Amount of Short Term Group Disability:
   Coverage paid for by? Self Employer
   - Current Insurance Carrier?
   Amnt. of Individual Long Term Disability?
   - Current Insurance Carrier?
   Amnt. of Individual Short Term Disability?
   - Current Insurance Carrier?
   Who is paying for new premium? Self Employer

Would the intention of this policy be to replace any existing policy's?

Yes No

 

Desired Elimination Period:

 

Desired Benefit Period:
* Desired Benefit Amount (monthly):

Renewable Option?

This will allow you to renew  the policy beyond the termination date under the Renewable Option if you are still working at least 30 hours per week

Yes No

Supplemental Social Insurance Rider? (SSIR)

This rider pays a benefit if a total disability benefit is payable under the policy, and no legislated benefits are payable for the disability. 

Yes No

Future Purchase Option Benefit Rider?

This rider allows benefit increases to be purchased at each policy anniversary subject only to financial underwriting requirements.

Yes No

Indexed Cost of Living Benefit Rider?

This rider pays an additional benefit after 365 days of disability. The benefit payable under this rider is a percentage of the base amount plus any benefit payable under the SSIR, if part of the policy. The percentage applied will be based on the consumer price index increase for the prior year, up to 6%.

Yes No

*Do you participate in any "extreme" sporting activities? i.e. Scuba Diving, Rock Climing, Hang Gliding etc.....

 

If Yes, please specify:

* State of Residency:
* State of Application:
  Medical Information        

* Do you currently own a Long-term

   Care Insurance policy?

          

* Have you had a complete routine  

  Health exam within the past 2 years?

 

*Are there any health issues,  

  concerns or comments?

 

If Yes, please specify:

* Tobacco Usage:
* Do you take any prescription medications?  

 

If Yes, please specify types and dosage:

Additional Comments: