In Nevada,
Anthem Blue
cross is one of
the most popular
individual /
family health
insurance plans.
Anthem Blue
Cross offers
traditional
Preferred
Provider
Organization
(PPO) Nevada
health insurance
plans.
Click on the
Anthem Blue
Cross logo to
see rates and
plans offered to
the residents
and self
employed
individuals in
Nevada.
What does Anthem Blue Cross and Blue Shield
give you?
For starters, Anthem Blue Cross will be
there when you need them. They have been
helping people all over Nevada get covered
and stay covered for 38 years now. Blue
Cross's valuable experience, solid
reputation and financial stability work
together — for you and your family. Also:
You
get access to one of Nevada’s largest
statewide PPO networks. It includes more
than 3,900 doctors and specialists and
32 acute care hospitals, so chances are
your doctor is in the Anthem Blue Cross
network.
You save money. Because Anthem Blue
Cross has negotiated lower fees with
their network doctors and hospitals,
your share of the costs is less.
You
get out-of-state coverage, so you’ll
feel better wherever you are.
You
can take advantage of our health and
wellness programs — and they’re free!
The
newest forms of Nevada Health
Insurance are Health Savings
Account Qualified Plans.
These plans were made permanent
in 2004 and already have
attracted more than 3,000,000
policy holders.
We
have seen these
plans work very well for
individuals and family's who are
over the age of 30 and generally
in good health. By raising
deductibles and saving the
premium difference into a tax
deferred Health Savings Account
it is very likely that a family
can save over $14,000 over a
period of 5 years with out
compromising coverage -
see this example.
Blue Cross
HSA's offer significant tax
advantages
You can see significant
premium savings by
purchasing an HSA qualified
health plan
Anthem Blue Cross
HSA Qualified plans work
very well for the Self
-Employed
For 2007 the maximum family
contribution to an HSA is
$5,650. Your
contribution limit is no
longer tied to the
deductible of your HDHP.
For 2007 the maximum single
contribution to an HSA is
$2,850. Your
contribution limit is no
longer tied to the
deductible of your HDHP.
Once you turn 65 you can
reimbursed your Medicare
Part B premium to yourself
on a tax-free basis
HSA' Roll over from year to
year - there isn't a "use it
or loose it provision" like
there is with Flexible
Spending Accounts (FSA's)
HSA's are never taxed when
the money is used for
qualified medical expenses
Once you turn 65 you can use
your HSA funds to pay for
some insurance premiums
You can use your HSA funds
to pay for an immediate
family members out of pocket
medical expenses on a tax
free basis
In
most instances an employer
can contribute to an
employees HSA
Disclaimer: This website is
not intended to advise on tax or
investment related issues; as with
all investment and tax related items
you should check with your own
financial or tax professional.
Even though the information on this
site has been pulled from reliable
sources you should always check with
a licensed professional specific to
the questions and concerns that you
have based on your own situation.
• Because things happen. Even if you’re
healthy right now, you could be caught off-guard
by an unexpected illness or injury. Or, if you
let your coverage lapse, you may not qualify to
re-enroll at a later date if you get
sick. Why take that chance?
• Because it helps protect your financial
future. Did you know that without health
coverage, you could pay an average of $27,984
for just a three-day stay in the hospital? The
financial risk you take without health care
coverage just isn’t worth it.
• Because it gives you and your family peace
of mind. Health care coverage gives you
added security and confidence because you know
you’re covered if you get sick or hurt, or in
case you need prescription drugs, surgery or
emergency care.
Apply On-Line
Through These
Carriers
Specializing in Nevada Health
Insurance for the Self-Employed
and Small Businesses (under 100
employees).
Last updated Sunday,
January 28th, 2007 Copyright
2003-2006 --
SilverStateInsurance.com
is owned and operated by Knox
Associates, LLC - a
licensed insurance
agency based in Las
Vegas Nevada
